About Us

Big Opportunity in hard-to-access, Inefficient Markets

Fintech originators (small business lenders) face limited and misaligned supply of capital.

HSBE Alternative Credit was founded by veteran industry professionals who have faced these problems firsthand while running Fresh Funding, a fintech originator for the last 8+ years.

We invest in a portfolio of alternative, income-generating niche assets sourced from capacity-constrained and hard-to-access markets with limited competition from traditional capital.

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Streamlined Access to Niche, Uncorrelated, Income-Generating Assets

WHO

Veteran Co-founders of Fresh Funding Solutions, Inc Erez Stamler and Benjamin Hirsch

WHAT

Portfolio of alternative, income-generating niche assets sourced from capacity-constrained and hard-to-access markets with limited competition from traditional capital

WHY

Strong alignment with individual investors’ wealth compounding goals: uncorrelated, double-digit, income-oriented returns with limited volatility

HOW

Senior Tranche (70% - 90%) in the investment SPV backed by 10% - 30% first loss equity / Mez.

Over 20 years of private business credit experience

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Erez and Ben co-founded Fresh Funding Solutions, Inc. in 2018 to empower small businesses through innovative financing.

As CEO, Erez (MBA, LLM LLB) leverages his expertise in alternative credit markets to drive the company’s growth and strategic vision. Ben, as COO, ensures operational excellence and effective portfolio management, playing a key role in delivering reliable funding solutions.

Together, they have built Fresh Funding into a trusted partner for small business loan originators, offering high-yield investment opportunities and tailored financing structures.

Erez Stamler

Ben Hirsch